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| Landlord Insurance |
Endsleigh’s Landlord Insurance
The latter of these includes any heating, air conditioning, lift, and ventilation work that may be required on the property. Liability insurance is also an essential cover for any landlord. Companies such as www.endsleigh.co.uk can offer you the insurance that you need.
It is often questioned whether contents insurance is needed for any landlord with a furnished or partially furnished property. This very much depends upon what you are leaving in the property, for part-furnished properties it is often not required as such items as curtains, carpets, and domestic appliances are included in the buildings insurance aspect of the landlord’s insurance.
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If you are leaving furniture on the property you can take out additional cover to include accidental damage. This works in the same way as your accidental damage on your home insurance, a clear example of this is if your sofa is damaged during a party, under standard contents insurance you would not be covered but with accidental cover you would be.
Another important question is if landlords can insure more than one property under the same policy. Many insurance companies do provide a multi cover policy which allows you to insure a number of properties on the same policy. Not all policies allow you to do this so it is important to check this option is available before you buy.
