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Buying your own house is the biggest investment of your life and one always think a lot before buying it. It’s always sleepless nights before the buyer starts to think about what they are wanting in property as their dream house.
But if you really wish that you need to make your purchase worth and wish to sleep a sound sleep while making this biggest decision of your life then you must consider some of the things that need to be checked before you make the final call for the decision of your life.
How to Buy the Flat without Losing Sleep
Mumbai is the city of dreams and many people do get settled them in their job or professional profile but buying your own house in Mumbai is not so easy but yes if the things are checked properly then you can make your dream into reality with ease.
There are so many low budget flats in Chembur which one can buy and make the house of their dream but the only thing which comes in concern that income and loan approved are not the only things that can help you build your house there are some other things as well which one need to seek before making a decision to get their own dream house.
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Knowing the Credentials
We have usually seen that sometimes the builders are unable to get all the legal authorities in their hands and some approvals remain ungiven which later causes the delay in the projections and sometimes in some cases the builder has to abandon the whole project which causes the huge loss to the buyer.
if you are looking to buy the low budget flats in Chembur then firstly check the approval of the builder that he should have all legal approvals so that the project does not stop in between and as a buyer you don’t face this big loss.
Agreement on Papers
It is very important for the buyer to have the written agreement with builder which states all the essential things of buying process including the delivery time, payment mode, payment duration, amenities of the flat, details of the flat and everything else so that no one can do ay fraud in the process being the first and second party.
Taking Bank as a Help
If you are planning to buy a low budget flat in Chembur then its best that you try to buy it with a bank loan. Bank loan helps cutting down the whole payment into installments and before loan approval bank checks the background of builder by themselves so that there should be no issues in the project later in the future.
Checking Specifications
If one is looking to buy a flat then they should always keep an eye on specifications. While you wish to buy your own house having frequent visits on the site of construction is much important as sometimes builder do make this move that they show something else in sample flats and different specifications are delivered when it comes to your house.
So, always check the specifications you have finalized with the builder in your house so you can get the same when your home is ready.
Mode of Payment
This is one of the important aspects when it comes to buying your own house. There several ways in which a buyer can make payment to the builder but choosing a flexible plan always work much better than any other mode.
If as a buyer you are opting for low budget flats in Chembur then choosing a flexible plan will help which will allow you to take on 10 to 15 percent of payment from total amount as the booking charge and rest amount will be paid later on durational times according to flexible plan.
So, these are some of the other aspects than the income and loan which needs to be considered while making your dream into reality.
See Also: Why Chembur is the Preferred Place to Buy Flats
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