Dream Lands Design
  • Home Improvement
    • DIY
    • Remodeling
    • Woodworking
    • Accessories
    • Home Design
      • Furniture
      • Organize
      • Tips
      • Decor
        • Interior
        • Exterior
    • Design Ideas
      • Bathroom
      • Bedroom
      • Dining Room
      • Living Room
      • Kitchen
  • Gardening
    • Backyard
    • Front Yard
    • Landscaping
  • Building Staircase
  • Home Improvement
    • DIY
    • Remodeling
    • Woodworking
    • Accessories
    • Home Design
      • Furniture
      • Organize
      • Tips
      • Decor
        • Interior
        • Exterior
    • Design Ideas
      • Bathroom
      • Bedroom
      • Dining Room
      • Living Room
      • Kitchen
  • Gardening
    • Backyard
    • Front Yard
    • Landscaping
  • Building Staircase

Categories

  • Accessories
  • Backyard
  • Bathroom
  • Beauty
  • Bedroom
  • Cars
  • Decor
  • Design Ideas
  • Dining Room
  • DIY
  • Entertaining
  • Exterior
  • Finance
  • Front Yard
  • Furniture
  • Gardening
  • Green Living
  • Home Design
  • Home Improvement
  • Interior
  • Kitchen
  • Landscaping
  • Lifestyle
  • Living
  • Living Room
  • Organize
  • Photography
  • Real Estate
  • Remodeling
  • Tips
  • Wall Improvement
  • Woodworking

Archives

  • June 2023
  • May 2023
  • April 2023
  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • Privacy Policy
  • Terms of Use
  • Disclosure
  • Sitemap
  • Contact Us
29K
98K
0
Dream Lands Design Dream Lands Design
  • Home Improvement
    • DIY
    • Remodeling
    • Woodworking
    • Accessories
    • Home Design
      • Furniture
      • Organize
      • Tips
      • Decor
        • Interior
        • Exterior
    • Design Ideas
      • Bathroom
      • Bedroom
      • Dining Room
      • Living Room
      • Kitchen
  • Gardening
    • Backyard
    • Front Yard
    • Landscaping
  • Building Staircase
featured image - Can a Personal Injury Case Affect My Insurance?
You're here: Home Home Improvement Can a Personal Injury Case Affect My Insurance?

Can a Personal Injury Case Affect My Insurance?

  • Perla Irish
  • July 31, 2021
Total
0
Shares
0
0
0
0
0
Table of Contents Show
  1. Factors That Can Have an Impact on the Premium
    1. 1. The Driving Record
    2. 2. The Driver Who is at Fault
    3. 3. Personal Injury Lawyer
  2. Conclusion

A person can harm another person in several different ways. In some cases, when the person negligently causes harm to the other one, say in an unforeseen event like an accident, it’s a case of personal injury.

The law involved in it is personal injury law or law of tort. It can be a car accident; it can be a fall incident, etc. In cases related to personal injury, people can take help from a clearwater personal injury lawyer.

If a personal injury claim happens (for example, i.e., a car accident) after a car accident, it may affect your car insurance premium, but only if it is a part of the claim.

image - Can a Personal Injury Case Affect My Insurance?
Can a Personal Injury Case Affect My Insurance?

Factors That Can Have an Impact on the Premium

1. The Driving Record

Your driving record can have an impact on the premium after a claim. Secondly, if there are chances that you are also found at fault this will also affect the premium after a claim.

Your insurer may consider the severity and the cost of the claim after you file a car insurance claim.

If you hire a personal injury lawyer, he will guide you better in this situation regarding every matter.

When the cost of the car insurance policy is being calculated the auto insurer himself considers the driving record.

The driver who has a greater chance of risk is charged a high premium and on the other hand, even if your past driving history is safe your insurer may raise your premium considering you a high-risk driver.

Moreover, if you file a claim, it surely does not mean that it will affect your insurance.


Read Also:

  • Common Misconceptions About Homeowners Insurance that Will Cost You Money
  • How a Public Adjuster Can Help You with Home Roof Damage Insurance Claim
  • What To Do If You’re Injured in a Detroit Motorcycle Accident

2. The Driver Who is at Fault

Your insurance rate increases only when you are found at fault because it depends upon whether you are at fault or not.

After filing a car insurance claim, you will be introduced to an adjuster and he will be assigned to your case.

An adjuster is a person who assesses the damage and works with the insurer. They have to find out who is at fault for the accident and in several cases multiple drivers are responsible.

3. Personal Injury Lawyer

Many people take help from a lawyer who guides them and helps them in every possible way. The personal injury lawyer helps the victim to recover their financial damage.

Moreover, they allow a person who is injured physically or physiologically due to someone’s negligent act.

Conclusion

Accidents are unfortunate for everyone. Some are very serious, and some happen by someone’s or maybe by your negligent act.

Some are physically hurt, and there are several other cases as well. When a party breaches the duty, he will have to act responsibly and reasonably instead of running from it and neglecting it because he has to pay for his actions and face the consequences.

The plaintiff or the claimant pays for the injury claim. Same in case of a car accident; if it is a part of your claim only, then it will affect your car insurance premium.


Author’s Bio:

Shrey Jain is the Co-Founder of Writofy & a Chartered Accountant who works with a team of creative content writers. He holds a forte in creating informative content on niches like crypto, business, fintech, digital marketing, and several others. In addition, his willingness to learn and share his knowledge can immensely help readers get valuable insights on varied topics.


Total
0
Shares
Share 0
Tweet 0
Pin it 0
Share 0
Share 0
Related Topics
  • accident
  • claim
  • fault
  • injury
  • insurance
  • lawyer
  • personal
  • premium

Subscribe

Subscribe now to our newsletter

You May Also Like
featured image - minimalist home
View Post

9 Easy Ways to Start a Minimalist Home: Embrace Simplicity and Create Tranquility

  • June 2, 2023
featured image - AC Problems
View Post

Common Air Conditioner Problems: Troubleshooting Guide for a Cool and Comfortable Home

  • June 2, 2023
featured image - The Importance of HVAC Repair & Regular Maintenance
View Post

The Importance of HVAC Repair & Regular Maintenance

  • June 1, 2023
featured image - cabinet hinge
View Post

The Complete Guide to Finding the Best Cabinet Hinge

  • May 31, 2023
featured image - living room
View Post

How to Choose a Set for the Living Room: Expert Advice

  • May 30, 2023
View Post

The Ultimate Guide to Rooftop AC Unit Installation

  • May 30, 2023
featured image - diy ac services
View Post

The Truth About DIY AC Services: What You Should and Shouldn’t Do

  • May 30, 2023
featured image - mini split instalation
View Post

Mini Split Installation for Commercial Settings: Benefits and Considerations

  • May 30, 2023
Dream Lands Design
  • Privacy Policy
  • Terms of Use
  • Disclosure
  • Sitemap
  • Contact Us

Input your search keywords and press Enter.

Add Dream Lands Design to your Homescreen!

Add